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And, so, if you’re wondering why I do not feel sorry for the banks for having to abide by a new rule that puts a cap on how much they’ll cost a merchant for swiping debit cards, don’t be concerned about them. They are already devising schemes to make up for the loss of these fees from retailers by penalizing their very own clients for using debit playing cards to pay for their purchases. It stays to be seen how many of their customers will change to credit score unions and smaller banks that don’t assess these charges.

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